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The Convenience of Secure Digital Storage

The Convenience of Secure Digital Storage

An acquaintance of mine recently moved and it started me thinking about all the difficulties and stresses that go with moving, even when you’re excited and looking forward to your new home. Now, you may have heard, as I had, that moving was supposed to be one of the most stressful situations a person could experience, right up there with divorce or a death in the family. Unfortunately, there really wasn’t any evidence to support that legend. Most of the studies didn’t specifically look at the stress of moving; most studied the very different situation of migration. That is until recently.
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Give the Gift of…Money

Give the Gift of…Money

You’ve heard the idiom that the only two guarantees in life are death and taxes. When the two intersect, there can be hell to pay. Maybe not hell but certainly the IRS. On a federal level, most people are protected by the estate tax exemption ($5.43 million in 2015) and don’t owe any of these transfer taxes when they die.
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Give Your Family the Roadmap to Your Legacy

Give Your Family the Roadmap to Your Legacy

Creating a legacy can be a dual effort but oftentimes one person in the household takes the lead on planning. It’s a natural approach because when one person does the job, you avoid duplication of effort. It would be easy to overlap if both you and your spouse were heavily involved in the planning process. While it makes sense to delegate the responsibility to one person, what if that person should die first?
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Tell Me a Story

Tell Me a Story

There are many different ways to tell a story – around a campfire, at night before bed, at family gatherings, maybe even keeping a diary or journal. But the truth is that we are always telling stories. We’re hard-wired to do so. Scientists investigating “why we think” have discovered that the human brain has evolved into a narrative-creating machine. No matter what we encounter, we automatically impose a story-like chronology and cause-and-effect logic on it. Facts alone are meaningless; it’s the stories we create around the facts that become important.
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Laws Can’t Keep Pace with Technology

Laws Can’t Keep Pace with Technology

As it stands, Delaware is the only state in the U.S. that fully recognizes the importance of digital assets as part of a legacy. Representatives proved that last year by signing into law House Bill 345, the Fiduciary Access to Digital Assets and Digital Accounts Act. The bill granted families access to their loved ones’ online accounts and in so doing leapt ahead of most of the nation in terms of legislature involving advancements in technology.
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