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Do You Know the Way to San Jose? – Balancing Efficiency and Effectiveness

Do You Know the Way to San Jose? – Balancing Efficiency and Effectiveness

Chances are you assume the GPS system in your car knows where it’s going. But according to a survey conducted by Harris Interactive for Michelin Travel and Lifestyle, a majority of drivers have been led astray at one time or another by the technology that’s supposed to guide them to their destination. There’s a lesson in this. When you absolutely, positively have to get somewhere, maybe you should use more than one source to find the best route. That is especially true when you are mapping the way to your financial goals.
Filed in: Preparation
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Financial Relationships – Adding Financial Compatibility to the Dating Scene

Financial Relationships – Adding Financial Compatibility to the Dating Scene

Late last year, The New York Times reported on a growing phenomenon in the dating world: checking out the credit score of potential romantic partners. It’s a subject worthy of interest for all age groups seeking romantic companionship. A person’s financial situation may seem on the surface to be about the most unromantic thing you could ask when contemplating a date, but for those serious about seeking a life partner, it’s very appropriate for quite a few reasons.
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Blended Family Plan: Estate Planning for Blended Families

Blended Family Plan: Estate Planning for Blended Families

I recently wrote that most people don’t plan to become part of a blended family, but the younger you are, the greater chance you will have of finding yourself part of one. Being part of a blended family in no way sentences you to a life of unhappiness. In fact, the contrary is true: according to a Pew Research report, 70% of those who have at least one step-relative are very satisfied with their family life. But maintaining that satisfaction over your lifetime and laying the groundwork for the equitable distribution of your estate after you are gone is going to take careful planning. Second marriages, where the spouses are often older, mean each individual brings his or her own assets and liabilities to the new family.
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What Matters Most – Greater Optimism Among Millennials

What Matters Most – Greater Optimism Among Millennials

A large majority of us — according to the Keep Good Going Report, a survey conducted by New York Life — say we would be happier if we had more money. That makes sense; money can make a lot of challenges easier to bear. Survey respondents indicated that their lives would be easier if they didn’t have to worry about paying bills, had enough to save in order to be financially self-sufficient in retirement and could financially protect their families from upheavals. But in spite of an understandable yearning to have more money, a majority of the respondents would turn down a 50% raise if it meant taking time away from their families.
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Procrastinating Isn’t Always Bad – Making Procrastination Work in Your Favor

Procrastinating Isn’t Always Bad – Making Procrastination Work in Your Favor

Google “procrastination” and you’ll find lists and lists of ways to overcome it, beat it, squelch it and eradicate it. Many of the suggestions will include making lists, developing habits that cultivate efficiency, turning off email programs and color coding spreadsheets. Hmm. Almost everyone procrastinates. I can’t think of anyone who looks forward to and rushes into an unpleasant task. But most of us regularly complete our tasks on time. In a recent post, Deadline Driven, I wrote that deadlines and procrastination were not opposites. It’s not a question of giving in to your tendency to procrastinate (if that is the case) as it is learning how to channel it in order to make procrastination work in your favor.
Filed in: Innovation, Preparation
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