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Learn, Earn, Return 2.0

Learn, Earn, Return 2.0

It used to be that you learned what you needed for your career, entered the work force and earned a living that included a pension for retirement and then did what you could to return the favors that fate had bestowed on you, be it volunteering time or making financial contributions. In the current economic environment, for most of us that linear life path of “learn, earn, return” has encountered a few curves in the road. That is not to say it’s not the right direction to follow, it is. But in the 21st century, the order may change and some of the steps may repeat.
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Learning to Be Your Own Devil’s Advocate

Learning to Be Your Own Devil’s Advocate

We all filter each new set of circumstances through a lens that has been shaped by our beliefs and biases from our upbringings. Without us even being aware of what’s happening, it’s as if our backgrounds program us to react in certain ways; we are all sums of our genes and experience. These close-to-the-bone attitudes can be very difficult to recognize in ourselves, which can make them hard to control.
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Entertainment Value: Movies About Money

Entertainment Value: Movies About Money

Stories about the impact of money are as old as the written word. Greek mythology had King Midas, and both the Old and New Testaments of the Bible are rife with stories on money and its pitfalls. In the modern age, the only thing that’s changed is the medium. The intersection between finance and popular culture is still fertile ground for stories about the impact of money, only now they’re films. Autumn is a great time to have movie nights with the family. Here is a list of classic films about money and finance:
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Optimism in Moderation

Optimism in Moderation

I view the glass as half-full. I’m an optimist. So I read a recent Bucks column by Carl Richards, a financial planner in Park City, Utah and fellow optimist, with great interest. He makes some excellent points. Like, life is better when you bring a positive attitude to it, but not in excess as is the case of thinking if you believe something is true long enough, it will come to pass. In the long term, magical thinking doesn’t work. But a positive attitude does. Among Richards’ points are:
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Pay First to Enjoy Later

Pay First to Enjoy Later

Technology has taken us to a point where in some places just saying your name is enough to settle up the bill for your grande latte before you walk out of the coffee emporium. It’s convenient – no fumbling with those pesky wallets to extract cards or — gulp — cash. But research indicates that type of immediate gratification is not as satisfying as paying for something up front and enjoying it later. In fact it’s the pain (and that is literal — paying high prices activates the same part of the brain that anticipates actual physical pain) that keeps our spending in check.
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