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The Changing Dynamics in Life Insurance

The Changing Dynamics in Life Insurance

Life insurance is still an extremely valuable and viable safety net for protecting a financial future. But consumers and the marketplace have changed. And the surest way to kill life insurance is to stick to the status quo. As the leading edge of the millennial population group ages, they are getting married, buying homes and having children – the typical top triggers for life insurance shopping. As a result, there has been an increase in life insurance sales in this market segment – up 48% since 2010 according to LIMRA’s 2016 Household Trends in Life Insurance Ownership Study.
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Legacy Planning in an Election Year

Legacy Planning in an Election Year

Election year is officially under way and with it comes the slew of campaign ads, increasingly tense debates – both on television and on Facebook – and the knowledge that before year’s end, all of us will have to cast our votes. Regardless of your positions on the issues at hand, one thing is certain and that’s change.
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How Technology Can Shape Storytelling

How Technology Can Shape Storytelling

Joe Sabia, head of development at Condé Nast Entertainment, gave a TED talk in 2011 about technology and storytelling. The takeaway is simple: stories haven’t changed all that much over the history of storytelling. How we tell them, on the other hand, changes constantly. Before the Internet, we kept our life stories in journals and letters, and we told stories to remember our loved ones. We assembled photo albums that were passed on from one generation to the next.
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Laws Can’t Keep Pace with Technology

Laws Can’t Keep Pace with Technology

As it stands, Delaware is the only state in the U.S. that fully recognizes the importance of digital assets as part of a legacy. Representatives proved that last year by signing into law House Bill 345, the Fiduciary Access to Digital Assets and Digital Accounts Act. The bill granted families access to their loved ones’ online accounts and in so doing leapt ahead of most of the nation in terms of legislature involving advancements in technology.
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The Legacy Dilemma

The Legacy Dilemma

For many years television shows reflected the concept of the traditional American family – a father, a mother and biological children. Think “Leave It to Beaver.” There were, of course, exceptions. “The Brady Bunch” comes to mind. But for the most part it was the nuclear family as it then primarily existed.
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