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The Two-Marshmallow Advantage

The Two-Marshmallow Advantage

For the past fifty years, people have been talking about the “marshmallow test.” Investment companies use it to encourage retirement planning. There’s a Ted.com video about it. And even Sesame Street’s Cookie Monster was put to the test – with cookies, of course. It all started back in the early 1960s when Stanford psychologist Dr. Walter Mischel devised an experiment to test self-control in preschoolers. The test was simple. The child was brought into a room in which a treat – a marshmallow – sat on a table. The child was then given the choice of eating the treat whenever he or she wanted or, if the child could hold out until the researcher came back into the room, the child would get two treats (marshmallows).
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Raising Money-Savvy Kids

Raising Money-Savvy Kids

The issue of teaching children financial responsibility has become so important that a few states are now requiring students at public schools to take a personal finance class before they graduate.   These classes are designed as an adjunct to – not a replacement for – sensible money management habits learned at home. And while the curriculum typically covers a number of important financial topics, such as budgeting, credit cards, loans, etc., it doesn’t cover personal family values and lifestyles.
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The Duality of Digital Information

The Duality of Digital Information

There’s an interesting exhibit currently on display in the Laband Art Gallery at Loyola Marymount University. It’s called, “From Clay to Cloud,” and its purpose is to explore the need of human beings throughout the ages to preserve their knowledge, memory and heritage. The earliest examples are represented by cuneiform script written on clay tablets approximately 5,000 years ago. The latest is the vast wave of global information that makes up the Internet, which is being preserved by a group of dedicated archivists at the Internet Archive.
Filed in: Digital Assets
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The Convenience of Secure Digital Storage

The Convenience of Secure Digital Storage

An acquaintance of mine recently moved and it started me thinking about all the difficulties and stresses that go with moving, even when you’re excited and looking forward to your new home. Now, you may have heard, as I had, that moving was supposed to be one of the most stressful situations a person could experience, right up there with divorce or a death in the family. Unfortunately, there really wasn’t any evidence to support that legend. Most of the studies didn’t specifically look at the stress of moving; most studied the very different situation of migration. That is until recently.
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Legacy Planning in an Election Year

Legacy Planning in an Election Year

Election year is officially under way and with it comes the slew of campaign ads, increasingly tense debates – both on television and on Facebook – and the knowledge that before year’s end, all of us will have to cast our votes. Regardless of your positions on the issues at hand, one thing is certain and that’s change.
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