Archive by Author

To Buy or Rent: Which is the Best for You?

To Buy or Rent: Which is the Best for You?

At one time, owning a home was a key component of the “American Dream.” You got a job. You worked hard. You got ahead. You married and bought a home. But times have changed. The changes in the world around you may mean changes in the way you look at your lifestyle and financial strategy. So, before you seek out a real estate agent, ask yourself a few questions.
Filed in: Security
0
A Trust Can Be a Flexible and Smart Legacy Solution

A Trust Can Be a Flexible and Smart Legacy Solution

When planning your legacy and thinking about your family’s future, you may want to consider a trust. If you’ve avoided this financial tool because it seems too restrictive, it might be time to reconsider. Trusts are popular when the beneficiary is incapable of handling asset management, but they can also be fairly flexible, depending on how they’re structured. Beneficiaries can be granted a decent amount of control while still enjoying the benefits of asset protection and tax savings.
0
Cryptocurrencies: the Future of Money?

Cryptocurrencies: the Future of Money?

With the recent shutting down of Bitcoin exchanges by the Chinese government there has been a rise in discussion of and speculation about cryptocurrencies in general. Are cryptocurrencies a form of money? The detractors say, “no.” And there are a number of cryptocurrency detractors.
Filed in: Bitcoin
0
Being Smart About Apps

Being Smart About Apps

Smartphones and mobile apps are very much on the upswing, which is changing how we use, share and store information. As of May of this year it was reported that smartphone owners use more than 30 apps in a month, roughly one-third to one-half of the apps they have installed on their phones. And using those apps has become a daily habit. People now open or launch an average of nine apps each day.
0
Money Management Lessons From My Son

Money Management Lessons From My Son

I consider myself fairly sophisticated about money management and how important it is to teach our children financial responsibility. But it took a conversation with my frustrated nine year-old to open my eyes to two-key elements I had been overlooking. And what a difference they can make to a kid’s understanding of handling money. Here’s what happened and what I learned.
0