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Being Smart About Apps

Being Smart About Apps

Smartphones and mobile apps are very much on the upswing, which is changing how we use, share and store information. As of May of this year it was reported that smartphone owners use more than 30 apps in a month, roughly one-third to one-half of the apps they have installed on their phones. And using those apps has become a daily habit. People now open or launch an average of nine apps each day.
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Money Management Lessons From My Son

Money Management Lessons From My Son

I consider myself fairly sophisticated about money management and how important it is to teach our children financial responsibility. But it took a conversation with my frustrated nine year-old to open my eyes to two-key elements I had been overlooking. And what a difference they can make to a kid’s understanding of handling money. Here’s what happened and what I learned.
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What Is This Thing Called Money?

What Is This Thing Called Money?

By definition, money is “any article or substance used as a medium of exchange, measure of wealth, or means of payment.” Money makes complete sense to us today but it has taken us around 3,000 years to get here. Prior to money, bartering was the means by which people exchanged goods or services. Bartering involved a direct trade and required finding another person or community who wanted or needed the goods or services being offered.  It worked but not always very efficiently.
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Legacy Planning Is a Journey, Too

Legacy Planning Is a Journey, Too

It’s certainly well known and by now is probably bordering on the cliché: “Life is a journey, not a destination. “ But over usage hasn’t changed the basic meaning of the phrase. While there are a number of nuanced interpretations, basically life’s journey is simply how life – and the person living the life — progresses from one situation to another, filled with circumstances, positive and negative, effortless and challenging, successful and unfortunate.
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You Are Your Legacy

You Are Your Legacy

“Be the change you wish to see in the world.” The quote is attributed to Ghandi in his fight for non-violent independence. But to me, it is an inspiration for a parenting style that I very strongly believe in. Whatever you want your children to be, you must be those things first. Children learn in a number of ways. One of the main methods of learning is by modeling. Your children watch what you and other adults around them do. They, then, copy or “model” the behavior. It’s why a child will mime Mom putting on lipstick or Dad shaving.
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